Tukang Sapu Miskin Ini Tak Sengaja "Bikin Baret" Mobil Mewah Milyaran! Tapi Siapa Sangka Pemiliknya Bukan Suruh Ganti Malah Bilang "Begini"

It is essential for every health insurance leads agent to know the answers to frequently asked questions about his or her company's products and services. They can't possibly expect to impress anyone if they, themselves, are not as confident about what their organization stands for and offers to the public. Usually, the details are different, depending on what insurance is being discussed by what company. But, there are general inquiries one can prepare for in advance, so they can promptly convert insurance sales leads to actual buyers. • Why should I get insurance? This question should be a breeze, since being an agent means thoroughly knowing the purpose, advantage and disadvantages of the product. But, you don't want to overwhelm your clients with lists and technical explanations. On another note, you wouldn't want to underwhelm them, as well, and make them feel like they could pass up the opportunity. What you could do is lay down a few statistics or problems that would relate to them as people. Without overselling it, introduce the insurance you sell as a viable prevention method or solution. For example, you could say "Insurance gets you by during those tough times. Tragedy can strike your family without warning and it will likely entail a lot of money, so you could get by. Considering the fact that 45,000 people in America have died because of the lack of it, it seems it is in your best interest to prepare for the worst and not risk becoming part of the statistic." • "Do I still need it if I don't have any dependents and am in a perfectly good condition?" This is something expected, as insurance sales leads will naturally test the circumstances even if they perceive it to be important. Never get tired of reiterating the future implications of having a health, life, or home insurance. Prepare to calculate costs of monthly premiums versus likely damage, medical or burial payments without the assistance of an insurance firm. This should further support your answers to the earlier question and make them feel compelled to consider getting an insurance plan. • "Can I have more than one insurance policy?" This is a question that can come up during a conversation with a lead, and it would certainly help you convince him or her to sign up for more plans if you are able to clarify the condition. Usually, all insurance companies permit the purchase of multiple insurance policies whether they are of the same or different nature. There are several types of plans, anyway, in one general category. However, you should clarify to the client that the company may have to investigate the motives behind applying for an insurance coverage that is more than what the situation demands. • "Can I get an insurance policy for someone else, and can I withhold the information from them?" This is a valid question, especially if you are talking to someone's husband, wife, child or parent. Universally, insurance companies allow third party health insurance leads to process the documentation. However, they will require certain examinations, interviews and identification, which means the other person involved will have to know about the insurance policy that is being drafted on his or her behalf. These should cover the basics. However, if you want to appear more trustworthy, you should brush up on the basic, as well as technical questions, and know the answers by heart.