Mau Pinjam Duit Malah "Diolok-olok" Sama Mertua! Tapi Siapa Sangka Bertahun-tahun Kemudian, "Kebenaran Mengejutkan" Ini Membuatnya Menangis

The great division of the socioeconomic levels is widening, and solutions like lowering premiums on insurance benefits each level in a unique way. Starting with prenatal care all the way through nursing home care, the quality of health depends on the access to reasonable medical options. Those who have limited options regarding their medical decisions due to low grade coverage, or no coverage at all tend to suffer the consequences far beyond what many assume to be true. Those without access to optimal coverage miss more work days. They also have lower nutritional values in the daily diet, suffer prolonged conditions, and are more likely to get hurt on the job. These losses add up for employers, employees, and eventually for the consumer. Rising costs of food and other essential products can be attributed to many variables. This includes the costs absorbed by employers for lost time and worker's compensation claims. Without proper access to medical care the body is naturally going to be less healthy. Chronic illnesses and the lack of proper medications attribute to accidents, the spread of disease, and unpaid emergency room bills. Someone who is trying to function despite the physical problems they experience cannot operate at full capacity. The increased likelihood of accidents and the spread of disease is compounded by the lack of proper nutrition. Having coverage is not enough. It is the quality of the coverage that counts. People in higher socioeconomic groups can afford policies that offer a wider range of services and fewer exclusions. The overall cost of medical care increases because the lower socioeconomic groups are often unable to pay medical bills. In order to make up the loss everything from prescription medications to a roll of bandages cost more. While higher socioeconomic insurance benefits can cover these costs, the consumer pays more when attaining coverage. The cycle continues as the increase in premiums means that fewer people can afford the quality coverage. Lowering the premiums means that there is less of a gap between healthy and unhealthy because more people could experience quality medical assistance and wellness care that is vital to preventing serious illness would be available to more people. This alone would cut down on the cost of medical care and medications. Health insurance benefits reach across the board of all socioeconomic levels by reducing emergencies, the spread of disease, and providing preventative care. The upper class consumer would be able to save on premiums and the working class could operate on a more functional level.